Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦ Instant delivery after checkout✦ Buy once, keep it forever✦ Free updates on every tool you own✦ Secure checkout by Stripe✦

INSTANT DELIVERY · PAY ONCE · FREE UPDATES

Small tools that put your money and paperwork in order.

Budget, debt and invoice apps that open in your browser, install on your phone or computer, and keep your data on your device. Pay once, use it for as long as we offer the app.

Built, tested and supported by one person · your data never leaves your device
Tested on iPhone, Android, Windows and Mac before release✦ Delivered in seconds✦ No subscription, no account needed✦ Free updates while we offer the tool✦ Tested on iPhone, Android, Windows and Mac before release✦ Delivered in seconds✦ No subscription, no account needed✦ Free updates while we offer the tool✦ Tested on iPhone, Android, Windows and Mac before release✦ Delivered in seconds✦ No subscription, no account needed✦ Free updates while we offer the tool✦ Tested on iPhone, Android, Windows and Mac before release✦ Delivered in seconds✦ No subscription, no account needed✦ Free updates while we offer the tool✦ Tested on iPhone, Android, Windows and Mac before release✦ Delivered in seconds✦ No subscription, no account needed✦ Free updates while we offer the tool✦ Tested on iPhone, Android, Windows and Mac before release✦ Delivered in seconds✦ No subscription, no account needed✦ Free updates while we offer the tool✦

ALL TOOLS

Small tools, each doing one job well

Every tool is delivered the moment your payment clears.

View all tools →
Debt Payoff Tracker for credit cards and loans
-50% Works offline
BROWSER APP

Debt Payoff Tracker for credit cards and loans

Add your debts once and it tells you the month you finish — counting the month your 0% deal ends.

product key · 7-page setup guide · two printable pages

$12.00 USD $24.00

Sale price valid while shown on this page. List price crossed out. Terms

Collections

Browse by what you want to sort out

Money at home or money in your business — each tool does one job.

All collections →
Invoice Tracker & Client CRM for Small Business

START HERE

See who has paid you, who hasn't, and make a proper invoice in about a minute.

Invoice Tracker is an app for your phone, tablet and computer that answers one question the moment you open it: who has paid you, and who…

  • Instant delivery
  • One payment
  • Works on iPhone, iPad, Android
$12.00 USD $24.00 Save $12.00

Sale price valid while shown on this page. List price crossed out. Terms

See the product

HOW IT WORKS

From checkout to your home screen in two minutes

  1. Pay once with Stripe Card, Apple Pay or Google Pay, in US dollars.
  2. Get your link and key On screen and by email, the moment payment clears.
  3. Install and go Open the link, type the key once, add it to your home screen. Works offline.

FAQ

Questions we get a lot

Still stuck? Send us a message — we answer within a few hours. Contact us →

How do I get my app?

The moment your payment clears, a setup guide (PDF) with your app link and product key appears on the confirmation page, and a copy is emailed to you. Nothing is posted or shipped.

Do I need Excel, Google Sheets or an account?

No. The apps open in Safari, Chrome or Edge and install to your home screen. No spreadsheet, no sign-up, no subscription.

Can I use it on more than one device?

Yes. One key works on your own phone, tablet and computer. Each device keeps its own data; use the backup file to move it.

Do I pay again when an app is updated?

No. Updates to an app you own are free for as long as we offer it.

What if it is not right for me?

Message us first; most problems take one reply. If it does not work as described and we cannot fix it, you get a refund — the full rules are on our Refund & Cancellation page.

How do I reach a human?

Email hello@mysmartlivingtools.com or use the contact form. A person replies within one business day.